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Incentivising sustainable business practices for SMEs

It’s Clean Air Day this week, so the focus of the business community is on adopting green practices to become more sustainable – but cost is always a concern. When implementing new working practices or benefits, you’ll need to plan carefully around existing cash flow strategies, as sustainable schemes aren’t always optimised for cost-effectiveness. Thankfully,…Read More

Navigating pricing strategies in a cost-of-living crisis

Setting the optimal price for your products can be difficult to navigate. When you set your price too low, you undervalue your efforts and the quality you provide. When you set the price too high, you risk potential customers walking away. Striking the right balance is crucial to ensuring both you and your customers are…Read More

Six simple ways to cut your business costs

The last few years have been challenging for many businesses across the UK. Between the aftereffects of Covid, inflation and issues with the supply chain, it has become increasingly difficult to make a profit. High or fluctuating costs can be a significant risk for any business. This is particularly true for small businesses, which often…Read More

Tax-Efficient Investing: ISA and Pension Updates

Introduction: In the ever-evolving world of finance, staying informed about tax-efficient investment strategies is paramount. ISAs and pensions remain cornerstones of effective financial planning, offering distinct advantages when it comes to tax-efficient wealth accumulation. By understanding the benefits associated with these investment vehicles, you can make well-informed decisions that align with your financial goals. ISA…Read More

Setting up a Limited Company in the UK: A Wise Business Move?

When it comes to structuring your business in the UK, there are several options to consider. But have you ever thought about setting up a limited company? It might sound daunting, but it can provide significant benefits compared to alternative business structures. A limited company is a separate legal entity from its owners, which protects…Read More

Unexpected Company Bank Account Closures & how to deal with them

As a business, the unexpected can often occur, and sometimes it feels as if it’s always on a Monday morning before you’ve had your coffee. Few things can be as unpleasant as a bank unexpectedly closing your company’s account. This has become more common in recent years, due to bank de-risking and small businesses have…Read More


CHANGE IS COMING!! WHO WILL IT IMPACT & WHEN? From April 2026 individuals with business and rental income over £50,000 per annum will need to make quarterly reports under Making Tax Digital for income tax (now dubbed MTD ITSA). This will include many sole traders and landlords. Those with income greater the £30,000 will be…Read More

2022 – The Year of Opportunity

As we near the end of 2021, a time when many of us will reflect on another challenging year, we would like to share a message of hope and positivity for 2022. The UK economy is in good shape.  Despite the doom and gloom in the news, there are many positive signs, including: We have…Read More

Should I get a company car and if so, which one? (Sam Bacall)

This is a common question we are asked and there are generally two arrangements to consider here. The first being a car provided by the company to an employee or director and the alternative being a car allowance. Note: this post assumes that there is some personal use, rather than a car being used purely…Read More

Don’t let Personal Tax be Taxing – (Emma Reid)

The government has made personal tax very straightforward for the majority of individuals by deducting tax, via payroll, every pay period through Pay As You Earn (PAYE). However, if you start your own business or have earnings from other sources, it is helpful to get to grips with personal tax. This article aims to demystify…Read More

Working from home relief – (Emma Reid)

What is working from home relief? If you have been working from home on a regular basis, due to the Covid-19 restrictions, you may be entitled to a small amount of relief for the additional household costs. Additional costs, according to HMRC, include expenses such as heating, metered water bills, home insurance, business calls or…Read More

Cycle to Work Scheme – (Emma Reid)

As Covid restrictions lift and the weather improves, now is a perfect time to consider introducing a government supported Cycle to Work Scheme. This scheme allows both the employer and the employee to save money. The loan scheme allows the cost of the bike to be spread over 12 months for the employee and the…Read More

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